储蓄存款服务 | 口语小本本spoken.cc

[00:00.00]With inflation the way it is, and now is a 
[00:02.39]great time to make your money go further.
[00:04.40]Financial expert and author Nicole Lapin 
[00:06.99]is here and she's teaming up with 
[00:08.97]Capital One to share some easy ways to save.
[00:12.20]Thanks for joining us, Nicole, 
[00:13.91]why is it so important to save right now?
[00:16.19]Well with current inflation it is a great time 
[00:19.35]to take advantage of higher interest rates 
[00:21.39]by focusing on savings and the increased 
[00:23.76]interest rates we're now getting.
[00:25.28]Capital One started national savings day, 
[00:27.98]to help empower folks to feel more confident 
[00:29.79]about their relationship with money, 
[00:31.24]and provide education on how to 
[00:33.80]save in a way that feels easy and authentic.
[00:35.85]This day marks the perfect time 
[00:37.76]to learn new skills or brush up 
[00:39.78]on ones you already know about.
[00:41.63]And that's why I'm keeping 
[00:42.96]teaming up with Capital One, to help 
[00:44.47]share how small changes really can 
[00:47.80]make a big difference in your savings.
[00:48.64]What steps can we take to 
[00:50.64]create healthy saving habits? 
[00:52.50]The first step is to create a savings plan and 
[00:55.37]start paying yourself first from each paycheck.
[00:57.94]In my most recent book Miss Independent, 
[01:00.20]I write about how you can set it and forget it.
[01:02.17]You don't need to look at 
[01:03.55]spreadsheets all day long. 
[01:04.79]You just need to set up a system once 
[01:06.40]and then let your money work for you.
[01:08.34]For instance using an automatic savings plan 
[01:11.90]with Capital One 360 Performance Savings.
[01:13.27]It's simple, you just come up with a 
[01:15.49]set amount that you want to go straight 
[01:17.39]into your savings from your paycheck once, 
[01:19.16]and then forget about it.
[01:20.64]It has a great interest rate, 
[01:22.29]so your alert you're earning money 
[01:23.61]every single time you make a deposit.
[01:25.80]I mean you work so hard for your money, 
[01:26.70]I think it's about time it returned the favor.
[01:29.36]One thing I suggest is to take a financial 
[01:31.73]selfie, and that means look at 
[01:33.82]your finances without a filter.
[01:35.64]See where you can be more efficient, and 
[01:38.10]put something a little extra toward savings.
[01:40.47]Be really honest with yourself, 
[01:42.27]because the only financial problem you can't 
[01:44.23]fix is the one you don't admit you have.
[01:46.30]I really like the idea of creating a sub 
[01:48.72]savings account, where you literally name 
[01:50.70]an account with exactly what you're saving for.
[01:53.53]So you could label one holiday presents 
[01:56.24]or another one—my Mexico vacation fund.
[01:59.21]Visualizing what you're saving for ensures 
[02:01.88]that you're more likely to do it if you're 
[02:03.47]imagining what you get with 
[02:04.91]that money on the other side.
[02:06.30]The Capital One 360 Performance Savings 
[02:08.60]account lets you label multiple accounts 
[02:10.64]for each one of your financial goals.
[02:12.44]And that way you are ready by 
[02:14.15]the time the holidays roll around, 
[02:15.72]and you're not scrambling.
[02:17.12]Thanks so much Nicole, 
[02:18.78]for more information visit 
[02:20.25]capitalone.com/Nationalsavingsday.

储蓄存款服务

Increase Your Financial Confidence

Best Selling Author Of “MISS INDEPENDENT” & Financial Expert Nicole Lapin Offers Easy-To-Implement Steps That Will Empower You To Take Control Of Your Money. For more information visit: CapitalOne.com/NationalSavingsDay. Sponsored By: Capital One.
October 24, 2022

tags: 带货金融银行理财

内容

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中英
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1

With inflation the way it is, and now is a great time to make your money go further.

显示译文▼

在通货膨胀的情况下，现在是让你的钱进一步增值的好时机。

2

Financial expert and author Nicole Lapin is here and she's teaming up with Capital One to share some easy ways to save.

显示译文▼

金融专家兼作家妮可·拉宾在这里与美国第一资本投资国际集团(Capital One)合作，分享一些简单的储蓄方法。

3

Thanks for joining us, Nicole, why is it so important to save right now?

显示译文▼

谢谢你加入我们目，妮可，为什么现在存钱如此重要？

4

Well with current inflation it is a great time to take advantage of higher interest rates by focusing on savings and the increased interest rates we're now getting.

显示译文▼

嗯，在目前的通货膨胀情况下，专注于储蓄这是一个利用高利率的好时机，我们现在得到的是更高的利息。

5

Capital One started national savings day, to help empower folks to feel more confident about their relationship with money, and provide education on how to save in a way that feels easy and authentic.

显示译文▼

美国第一资本发起了全国储蓄日，以帮助人们对自己与金钱的关系更有信心，并提供如何以一种简单而真实的方式储蓄的指导。

6

This day marks the perfect time to learn new skills or brush up on ones you already know about.

显示译文▼

这一天(全国储蓄日)标志着学习新技能或复习你已经知道的技能的最佳时机。

7

And that's why I'm keeping teaming up with Capital One, to help share how small changes really can make a big difference in your savings.

显示译文▼

这就是为什么我一直与美国第一资本合作，以帮助分享小的改变如何在你的储蓄中产生巨大的变化。

8

What steps can we take to create healthy saving habits? - The first step is to create a savings plan and start paying yourself first from each paycheck.

显示译文▼

我们可以采取哪些步骤来养成健康的储蓄习惯呢？ - 第一步是创建一个储蓄计划，从每次的薪水中开始支付自己的费用。

9

In my most recent book Miss Independent, I write about how you can set it and forget it.

显示译文▼

在我最近的书《独立小姐》中，我写了如何设置它并忘记它。

10

You don't need to look at spreadsheets all day long. You just need to set up a system once and then let your money work for you.

显示译文▼

你不需要整天看电子表格。你只需要建立一个系统，然后让你的钱为你工作。

11

For instance using an automatic savings plan with Capital One 360 Performance Savings.

显示译文▼

例如，使用"Capital One 360绩效储蓄"的自动储蓄计划。

12

It's simple, you just come up with a set amount that you want to go straight into your savings from your paycheck once, and then forget about it.

显示译文▼

这很简单，你只要想出一个固定的金额，就是你想要直接从你的薪水中存入一次的金额，然后忘记它。

13

It has a great interest rate, so your alert you're earning money every single time you make a deposit.

显示译文▼

它的利息很高，所以你收到的小弹窗提醒告诉你，每次存钱都在赚钱。

14

I mean you work so hard for your money, I think it's about time it returned the favor.

显示译文▼

我的意思是，你为你的钱那么努力工作，我认为是时候回报你了。

15

One thing I suggest is to take a financial selfie, and that means look at your finances without a filter.

显示译文▼

我建议的一件事是拍一张财务自拍照，这意味着不加滤镜地审视你的财务状况。

16

See where you can be more efficient, and put something a little extra toward savings.

显示译文▼

看看你在哪些方面可以更有效率，把额外的钱存起来。

17

Be really honest with yourself, because the only financial problem you can't fix is the one you don't admit you have.

显示译文▼

要对自己诚实，因为你唯一解决不了的经济问题就是你不承认自己有这方面的问题。

18

I really like the idea of creating a sub savings account, where you literally name an account with exactly what you're saving for.

显示译文▼

我真的很喜欢创建一个子储蓄账户的想法，你可以根据你存钱的目的确切地命名一个账户。

19

So you could label one holiday presents or another one—my Mexico vacation fund.

显示译文▼

所以你可以标记"一个节日礼物"或者其他的——(比如标记为)我的墨西哥度假基金。

20

Visualizing what you're saving for ensures that you're more likely to do it if you're imagining what you get with that money on the other side.

显示译文▼

如果你想象你用这些钱在另一方面得到了什么、想象你存钱的目的，这可以确保你更有可能去做到(储蓄)。

21

The Capital One 360 Performance Savings account lets you label multiple accounts for each one of your financial goals.

显示译文▼

Capital One 360绩效储蓄账户允许你为每个财务目标标记多个账户。

22

And that way you are ready by the time the holidays roll around, and you're not scrambling.

显示译文▼

这样你就可以在假期到来的时候做好准备，而不是艰难又仓促。

23

Thanks so much Nicole, for more information visit capitalone.com/Nationalsavingsday.

显示译文▼

非常感谢妮可，更多信息，请访问www.capitalone.com/Nationalsavingsday。

1

在通货膨胀的情况下，现在是让你的钱进一步增值的好时机。

显示原文▼

With inflation the way it is, and now is a great time to make your money go further.

2

金融专家兼作家妮可·拉宾在这里与美国第一资本投资国际集团(Capital One)合作，分享一些简单的储蓄方法。

显示原文▼

Financial expert and author Nicole Lapin is here and she's teaming up with Capital One to share some easy ways to save.

3

谢谢你加入我们目，妮可，为什么现在存钱如此重要？

显示原文▼

Thanks for joining us, Nicole, why is it so important to save right now?

4

嗯，在目前的通货膨胀情况下，专注于储蓄这是一个利用高利率的好时机，我们现在得到的是更高的利息。

显示原文▼

Well with current inflation it is a great time to take advantage of higher interest rates by focusing on savings and the increased interest rates we're now getting.

5

美国第一资本发起了全国储蓄日，以帮助人们对自己与金钱的关系更有信心，并提供如何以一种简单而真实的方式储蓄的指导。

显示原文▼

Capital One started national savings day, to help empower folks to feel more confident about their relationship with money, and provide education on how to save in a way that feels easy and authentic.

6

这一天(全国储蓄日)标志着学习新技能或复习你已经知道的技能的最佳时机。

显示原文▼

This day marks the perfect time to learn new skills or brush up on ones you already know about.

7

这就是为什么我一直与美国第一资本合作，以帮助分享小的改变如何在你的储蓄中产生巨大的变化。

显示原文▼

And that's why I'm keeping teaming up with Capital One, to help share how small changes really can make a big difference in your savings.

8

我们可以采取哪些步骤来养成健康的储蓄习惯呢？ - 第一步是创建一个储蓄计划，从每次的薪水中开始支付自己的费用。

显示原文▼

What steps can we take to create healthy saving habits? - The first step is to create a savings plan and start paying yourself first from each paycheck.

9

在我最近的书《独立小姐》中，我写了如何设置它并忘记它。

显示原文▼

In my most recent book Miss Independent, I write about how you can set it and forget it.

10

你不需要整天看电子表格。你只需要建立一个系统，然后让你的钱为你工作。

显示原文▼

You don't need to look at spreadsheets all day long. You just need to set up a system once and then let your money work for you.

11

例如，使用"Capital One 360绩效储蓄"的自动储蓄计划。

显示原文▼

For instance using an automatic savings plan with Capital One 360 Performance Savings.

12

这很简单，你只要想出一个固定的金额，就是你想要直接从你的薪水中存入一次的金额，然后忘记它。

显示原文▼

It's simple, you just come up with a set amount that you want to go straight into your savings from your paycheck once, and then forget about it.

13

它的利息很高，所以你收到的小弹窗提醒告诉你，每次存钱都在赚钱。

显示原文▼

It has a great interest rate, so your alert you're earning money every single time you make a deposit.

14

我的意思是，你为你的钱那么努力工作，我认为是时候回报你了。

显示原文▼

I mean you work so hard for your money, I think it's about time it returned the favor.

15

我建议的一件事是拍一张财务自拍照，这意味着不加滤镜地审视你的财务状况。

显示原文▼

One thing I suggest is to take a financial selfie, and that means look at your finances without a filter.

16

看看你在哪些方面可以更有效率，把额外的钱存起来。

显示原文▼

See where you can be more efficient, and put something a little extra toward savings.

17

要对自己诚实，因为你唯一解决不了的经济问题就是你不承认自己有这方面的问题。

显示原文▼

Be really honest with yourself, because the only financial problem you can't fix is the one you don't admit you have.

18

我真的很喜欢创建一个子储蓄账户的想法，你可以根据你存钱的目的确切地命名一个账户。

显示原文▼

I really like the idea of creating a sub savings account, where you literally name an account with exactly what you're saving for.

19

所以你可以标记"一个节日礼物"或者其他的——(比如标记为)我的墨西哥度假基金。

显示原文▼

So you could label one holiday presents or another one—my Mexico vacation fund.

20

如果你想象你用这些钱在另一方面得到了什么、想象你存钱的目的，这可以确保你更有可能去做到(储蓄)。

显示原文▼

Visualizing what you're saving for ensures that you're more likely to do it if you're imagining what you get with that money on the other side.

21

Capital One 360绩效储蓄账户允许你为每个财务目标标记多个账户。

显示原文▼

The Capital One 360 Performance Savings account lets you label multiple accounts for each one of your financial goals.

22

这样你就可以在假期到来的时候做好准备，而不是艰难又仓促。

显示原文▼

And that way you are ready by the time the holidays roll around, and you're not scrambling.

23

非常感谢妮可，更多信息，请访问www.capitalone.com/Nationalsavingsday。

显示原文▼

Thanks so much Nicole, for more information visit capitalone.com/Nationalsavingsday.

1

With inflation the way it is, and now is a great time to make your money go further.
2

Financial expert and author Nicole Lapin is here and she's teaming up with Capital One to share some easy ways to save.
3

Thanks for joining us, Nicole, why is it so important to save right now?
4

Well with current inflation it is a great time to take advantage of higher interest rates by focusing on savings and the increased interest rates we're now getting.
5

Capital One started national savings day, to help empower folks to feel more confident about their relationship with money, and provide education on how to save in a way that feels easy and authentic.
6

This day marks the perfect time to learn new skills or brush up on ones you already know about.
7

And that's why I'm keeping teaming up with Capital One, to help share how small changes really can make a big difference in your savings.
8

What steps can we take to create healthy saving habits? - The first step is to create a savings plan and start paying yourself first from each paycheck.
9

In my most recent book Miss Independent, I write about how you can set it and forget it.
10

You don't need to look at spreadsheets all day long. You just need to set up a system once and then let your money work for you.
11

For instance using an automatic savings plan with Capital One 360 Performance Savings.
12

It's simple, you just come up with a set amount that you want to go straight into your savings from your paycheck once, and then forget about it.
13

It has a great interest rate, so your alert you're earning money every single time you make a deposit.
14

I mean you work so hard for your money, I think it's about time it returned the favor.
15

One thing I suggest is to take a financial selfie, and that means look at your finances without a filter.
16

See where you can be more efficient, and put something a little extra toward savings.
17

Be really honest with yourself, because the only financial problem you can't fix is the one you don't admit you have.
18

I really like the idea of creating a sub savings account, where you literally name an account with exactly what you're saving for.
19

So you could label one holiday presents or another one—my Mexico vacation fund.
20

Visualizing what you're saving for ensures that you're more likely to do it if you're imagining what you get with that money on the other side.
21

The Capital One 360 Performance Savings account lets you label multiple accounts for each one of your financial goals.
22

And that way you are ready by the time the holidays roll around, and you're not scrambling.
23

Thanks so much Nicole, for more information visit capitalone.com/Nationalsavingsday.